Okay here are 3 ideas and 1 question to help you build your social capital.
First, its key to note that it is very important to return money that you have borrowed even before the other person remembers lending it to you. It shows your integrity and character. Same goes with umbrellas, books and other items.
But if you’re owing somene money and for whatever reasons, you cannot pay on the agreed date be the caller. Be proactive and let them know you are working on getting them paid and renegotiate a new date. Most creditors appreciate the candour.
However if your creditor or landlord should call you very early in the morning say 6a.m and you suspect it is to demand outstanding payment; please don’t pick up right away. Otherwise you might just find yourself at the receiving end of vitriol and pent-up anger and that messes up your day. Allow the call ring out. Then call back later in about 2 hours, when you’re sure s/he must have calmed down. Apologise for the missed call and proceed with a plan for payment.
Lastly, if you know you need a friend for money, favours and whatnot. Find a way to keep in touch with them frequently, to build the relationship. Its deploring to reach out to a “helper” only when you need help. It makes you look like a parasite. Are you a parasite??
Okay so bonus idea: Never talk about your riches in the midst of the poor you’ll breed envy and might even make yourself a target for kidnap or robbery. Similarly, don’t talk about your children in the midst of the barren. Why rub salt on injury?
💡Question: Which important relationship are you presently ignoring?
Have a great week!